What is in a business credit risk report?

Business credit risk reports come in a uniform format and are easy to read and interpret. In addition to practical company details, the following data can be found*:

  • Identification details
  • Summary details
  • Credit risk opinion
  • Statutory details
  • Management/directors
  • Board of directors
  • Key appointments
  • Share capital
  • Ownership
  • Related companies/corporate affiliation
  • Bank mortgages
  • Legal fillings
  • Financial data
  • Operation details
  • Summarized country risk
  • Payment history

*Exact content depends on availability for each company.

How accurate and timely is data obtained from public records?

Generally, with a few possible exceptions, it is safe to rely on the accuracy of public record offices to record factual data. Our analysts use their experience and best judgment to discount any data sources that prove in any way to be misleading or out of date.

It should also be noted that many countries now adopt strict measures to ensure that companies file their documentation on a regular basis to ensure that changed events are recorded in a timely manner.

However, there is often a time lag between the occurrence of a sudden changed corporate event and the recording of such data in the public record offices. For example, a company may unofficially become insolvent, but the official recording of this event in a court of law or any other public record office may take a few months to complete.

We always endeavour to uncover such important changed events by using a variety of sources, i.e., not limited to official public record offices, but we cannot always guarantee a full degree of success in this process.

Do you disclose the name of the enquiring party during your investigations?

When conducting our investigations, it is our strict policy not to disclose the name of the Enquiring Party unless we have been given specific direction from you to do so.

However, when interviewing a correspondent from the Subject Company, we may often be asked for the reason for our enquiry. In such cases, we simply disclose that we need to determine the Subject Company’s suitability for business dealings, trade finance, or credit granting, without mentioning the specific name or origin of the enquirer.

How can I become a registered user of Trelis Business Report Sdn Bhd?

The first time you place an order you will be asked to provide your contact details, including your desired email login and password. Once you have submitted all the required information, you will then have successfully created your personal/company account.

To place an order, login to your account and follow the onscreen instructions. We will retain your personal settings so that you do not have to enter all your details each time you place an order. Once logged in, the Customer area will allow you to view records of your purchases, as well as to update your details and password as desired.

What information do I need to provide when placing an order?

It is important to identify the company you wish to check as accurately as possible. You will therefore be asked to provide the company name, address, contact details, and a corporate identifier. The corporate identifier is a unique number that is issued by the register of companies in most counties.

Can I pay using credit card?

Yes, we accept Visa or MasterCard. Frequent users will be given a client account to keep track on purchasing information, and invoices will be sent at the end of the month with details of purchased reports. We also cater to infrequent users who wish to purchase reports on a one-off basis. This is done by pay-as-you-go method (credit card) or a prepayment account.

Do you provide reports on individuals?

No, we do not provide consumer reports, i.e., credit ratings, for specific non-corporate individuals. However, if a report is requested on an individual who operates a proprietorship business, we can then report on that business entity.

In which countries can you obtain financial data?

In countries whose companies are legally required to file their financial statements, we normally obtain financials in the form of electronic extracts or as original documents from registry offices, government departments, or banks. In other cases, we may obtain a either summary or full financial figures direct form the Subject Company, provided they are willing to disclose such data.

Why are there no accounts on my report?

It can be assumed that financial data will be available on public companies in those countries where such entities are quoted on a stock exchange.

In countries which require financial filings for private companies, not all companies are necessarily required to file, and, in addition, the level of reporting (e.g., full vs. abridged, audited vs. non-audited accounts) may vary according to specific rules in force, such as turnover thresholds or business type.

For your general guidance, we provide below a worldwide country list showing the official availability of financial information on private limited companies, excluding non-limiteds, i.e., proprietorships and partnerships which are normally exempted.

All companies Austria, Belgium, Bosnia & Herzegovina, Bulgaria, China (PRC), Croatia, Denmark, Estonia, Faroe Islands, Finland, Greece, Greenland, India, Italy, Latvia, Lithuania, Norway, Poland, Portugal, Romania, Russian Federation, Spain ,weden, Thailand, United Kingdom.

Most companies Argentina, Belarus, Bolivia , Brazil, Chile, Colombia, Czech Republic, France, Gibraltar, Hungary, Iceland, Ireland (Eire), Japan, Kenya, Korea, South, Luxembourg, Malta, Morocco, Netherlands, Philippines, Serbia & Montenegro (formerly Yugoslavia), Singapore, Slovakia, Slovenia, St. Helena, Turkey, Ukraine, Uruguay, Venezuela, Vietnam, Western Sahara.

Some companies Albania, Algeria, Armenia, Australia, Azerbaijan, Bahrain, Bangladesh, Barbados, Botswana, Canada, Christmas Island, Cocos (Keeling) Islands, Costa Rica, Egypt, El Salvador, Georgia, Germany, Honduras, Hong Kong (SAR), Indonesia, Iran, Israel, Jamaica, Kazakhstan, Libya, Macedonia, Malaysia, Martinique, Mauritius, Mexico, Moldova, Monaco, New Zealand, Paraguay, Peru, Reunion Island, Sri Lanka, St. Martin (French), Saint Pierre and Miquelon, Taiwan, Tanzania, Uzbekistan.

Public companies only Bermuda , Ethiopia, Ghana, Isle of Man, Jordan, Kuwait, Lebanon, Liechtenstein, Namibia, Nepal, Nigeria, Oman, Pakistan, Panama, Qatar, Saudi Arabia, South Africa , Switzerland, Syria, Tunisia, Uganda, United Arab Emirates (UAE), United States Of America (USA), Zambia, Zimbabwe.

None Afghanistan, Alderney (Channel Isl.), American Samoa, Andorra, Angola, Anguilla, Antigua & Barbuda, Aruba, Ascension Island, Bahamas, Belize, Benin , Bhutan, British Virgin Islands (BVI), Brunei Darussalam, Burkina Faso, Burundi, Cambodia, Cameroon, Cape Verde, Cayman Islands, Central African Republic, Chad , Comoros, Congo, Dem Rep Of (formerly: Zaire), Congo, People’s Rep. Of, Cook Islands, Cuba, Cyprus (Turkish Rep. Of Northern), Cyprus, Rep. Of, Djibouti, Dominica, Dominican Republic, East Timor, Ecuador, Equatorial Guinea, Eritrea, Fiji, Falkland Islands, French Guiana, French Polynesia, Gabon, Gambia, Grenada, Guadeloupe, Guam, Guatemala, Guernsey (Channel Isl.), Guinea Bissau, Guinea, Rep. Of, Guyana , Haiti, Iraq, Ivory Coast (Cote D’Ivoire), Jersey (Channel Isl.), Kiribati, Korea, North, Kyrgyzstan, Laos, Lesotho , Liberia, Macau, Madagascar, Malawi, Maldives, Mali, Marshall Islands, Mauritania, Mayotte, Micronesia, Fed. States Of, Mongolia, Montserrat, Mozambique, Myanmar, Nauru, Netherlands Antilles, New Caledonia, Nicaragua, Niger, Niue, Norfolk Island, Palau, Palestine, Papua New Guinea, Puerto Rico, Rwanda, Saipan, Samoa (formerly Western Samoa), San Marino, Sao Tome & Principe, Senegal, Seychelles, Sierra Leone, Solomon Islands, Somalia, St. Barthelemy, St. Kitts & Nevis, St. Lucia, St. Vincent & Grenadines, Sudan, Suriname, Swaziland, Tahiti (French Polynesia), Tajikistan, Togo, Tokelau, Tonga, Trinidad & Tobago, Turkmenistan, Turks & Caicos Islands, Tuvalu, US Virgin Islands (USVI), Vanuatu, Wallis & Futuna Islands, Yemen.

How much information can you obtain on offshore companies?

By their very nature, offshore companies are set up to ensure that disclosure about the names of beneficial owners, their activities, and financial performance, are kept to the absolute minimum, or often not disclosed at all.

Therefore, our reporting capability for offshore companies will often be limited to whatever public record data we are legally able to obtain, though in some cases we are able to obtain additional information from other sources. Credit ratings are not possible with offshore registered companies due to the lack of pertinent data:

British Virgin IslandsCanadaCayman IslandsCook Islands
Costa RicaCyprusDenmarkDubai
GuernseyHong KongIrelandIsle of Man
MaltaMarshall IslandsMauritiusMonaco
The NetherlandsThe Netherlands AntillesNevisPanama
South AfricaSpainSt. KittsSt. Vincent
SwitzerlandTurks & Caicos IslandsUSAVanuatu